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Your Trusted Service Provider
- +603-9212 0950
First Medical Cost-Sharing Platform of Its Kind in Malaysia
We are the country’s pioneering medical fee-sharing platform. Gathercare helps cover hospitalisation costs for community members, allowing the crowd to share medical expenses, capped at a maximum of MYR 50* per month per Carer (applicable to the 6–40 age group only).
While crowd sharing isn’t a new concept and has been practiced for generations, we have transformed it into a unique platform that enables broader participation and reduces medical costs.
Gathercare is neither insurance nor takaful. It is a non-insurance solution designed to expand access to healthcare by providing a platform where people can come together as a community to share medical bills through the Gathercare program.
From Doubt to Trust
How Gathercare Changed My Life
Ms. Tam, an educator and mother of six, joined Gathercare in 2021 with a “just-try” mindset. She never expected it would become her most reliable medical protection.
"At first, I couldn't believe that just RM50 a month could cover huge medical bills—until Gathercare helped me twice." - Ms. Tam
Case 1 - Appendicitis (RM20,000)
When Ms. Tam was hospitalized for appendicitis, she applied for Gathercare's Crowd Share.
The admission was smooth—just by presenting her IC, she received a Guarantee Letter with no upfront payment required.
Case 2 - Spinal Injury (RM90,000)
After an accident caused spinal damage and nerve compression, Ms. Tam needed urgent surgery costing RM90,000.
Once again, Gathercare covered the full amount, allowing her to focus only on recovery.
In 3 years, Ms. Tam contributed only RM869 in daily sharing, yet received RM110,000 in medical support. That's the power of Gathercare Crowd Share!
Cost Sharing History
These eye-opening statistics shed light on why Gathercare community is important to everyone.
Average Crowd Shared Amount
MYR 42
per Carer per Month (6 Y - 40 Y.O)
Monthly Crowd Share Amount (MYR)
* The age entry requirement for Year 2023 is 14 Days to 45 Years Old (Malaysians only)
Let's Hear What Our Happy Customers Say
This is a good as a protection for yourself, and get to help others
Pn. Zuraidah
Happy ClientsExcellent! I hope this program will continue to grow
En. Syafiq
Happy ClientsReally helpful during this tough time
Mr. Puva
Happy ClientsIt has helped me tremendously. I give it 5 stars
Pn. Saidah
Happy ClientsWe Value Your Voice—Help Shape Our Community.
Gather Together for Health, Learning & Fun
Join the Gathercare family for our annual Community Day, designed to deepen connections, empower health, and spark meaningful conversation.
Knowledge & Wellness
Gain valuable health insights through expert talks and practical guidance designed to support long-term well-being.
Engagement & Community
Participate in meaningful activities that strengthen connections, encourage collaboration, and celebrate the spirit of togetherness.
You Are In Safe Hands!
We understand that every consumer has the right to demand safe goods and services. Hence, we have subjected every aspect of Testimonial to great scrutiny to ensure absolute transparency and fairness. Consumer Protection is one of Majlis Tindakan Pengguna Negara (MTPN) Consumer’s programs to protect consumers from various business malpractice activities such as scams, unfair trading, e-crime, unsafe goods, and others.
(ref. reg. no.: WCPCC-MY14CP2204-042)
Reasons Why We're Widely Favored
Affordable Alternate Healthcare Solution
With less than MYR 50* per month, your medical bills are covered. No hidden charges, commissions, or administration fees will be applied! *Smokers commit 1.2 times the usual payment amount.
More Than 300 Panel Hospitals
We cover all major hospitals in Malaysia, including private hospitals and government hospitals. Get medical assistance, no matter where you are in Malaysia.
Your Commitment Is Safe For Sure
We do not hold your money. Rest assured, your commitment is kept safe in a Trustee account managed by an established trustee services company – Ong and Manecksha, Advocates & Solicitors.
Professional Verification Of Your Medical Bills
All hospital bills will be processed, audited and approved by our partner Professional Medical Auditor, IHP, for efficient medical assistance in your time of need.
Worry Free Cashless Admission
As soon as you are hospitalized, Gathercare will fork out the money first to cover your medical expenses. After discharged, only then we'll reimburse the cost from crowd sharing pool kept inside the trust account.
Get a Professional Second Opinion
Get the additional support of a professional second opinion from our partner Professional Medical Auditor, IHP, via hotline at 1-800-82-6104.
This Is A Lifetime Solution With No Age Limit
We crowd share your medical bills for lifetime with no age limit, as long as you met the eligibility criteria when you sign up for Gathercare Program.
Share To Help Reduce Medical Costs
By crowd sharing, we can collectively reduce the ever-increasing, if not already exorbitant medical costs, and help others gain better access to medical care.
Outpatient Cancer Treatments
We strive to reduce the number of sufferings or even deaths that are the direct result of high cost of sophisticated treatments. Outpatient cancer treatments are now covered under Gathercare.
Check Our Program Pricing
You and your family members can enjoy the privileges by becoming a Carer in our community with a minimal fee.
15 Days - 5 Years Old
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MYR 524.80/total fee
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Benefits:
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Program Benefits
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Up to MYR 2,000,000 for in-patient medical cost sharing (with unlimited protection after 5 years).
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MYR 150 for room and board for 4 persons.
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Ambulance fees as charged.
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MYR 150 daily cash allowance for treatment in government hospitals (with a limit of 10 days).
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Coverage for accident surgical/treatment up to MYR 20,000 within the first 60 days.
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MYR 300,000 per annum for cancer treatment, covering electro, chemo, radiotherapy, consultant fees, and other related fees.
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MYR 5,000 bereavement payment (increases by MYR 1,000 every year).
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Coverage for organ transplants.
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Price include:
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MYR 360.00 Yearly Administration Fee
Covers administrative costs for enrollment, record keeping, and ongoing program support. No hidden fees until age 99.
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MYR 160.00 Sharing Deposit
MYR 0 – MYR 80 will be auto deducted from this Sharing Deposit every 24th of the month.
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MYR 4.80 Transactional Fee
For online payment gateway handling fee.
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2 Interest-Free Installment
MYR344.80 (1st month payment)
MYR180.00 (2nd month payment)
6 Years - 40 Years Old
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MYR 463.00/total fee
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Benefits:
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Program Benefits
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Up to MYR 2,000,000 for in-patient medical cost sharing (with unlimited protection after 5 years).
-
MYR 150 for room and board for 4 persons.
-
Ambulance fees as charged.
-
MYR 150 daily cash allowance for treatment in government hospitals (with a limit of 10 days).
-
Coverage for accident surgical/treatment up to MYR 20,000 within the first 60 days.
-
MYR 300,000 per annum for cancer treatment, covering electro, chemo, radiotherapy, consultant fees, and other related fees.
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MYR 5,000 bereavement payment (increases by MYR 1,000 every year).
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Coverage for organ transplants.
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Price include:
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MYR 360.00 Yearly Administration Fee
Covers administrative costs for enrollment, record keeping, and ongoing program support. No hidden fees until age 99.
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MYR 100.00 Sharing Deposit
MYR 0 – MYR 50 will be auto deducted from this Sharing Deposit every 24th of the month.
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MYR 3.00 Transactional Fee
For online payment gateway handling fee.
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2 Interest-Free Installment
MYR283.00 (1st month payment)
MYR180.00 (2nd month payment)
Thanks to Our Partners Who Have Made This Into a Fair and Transparent Program
Integrated Health Plans (IHP)
A trusted partner, offering reliable support when you need it most. Delivering exceptional healthcare plan administration and wellness solutions.
Website
Ong and Manecksha, Advocates & Solicitors
Transparent operations and communication. All crowd-shared medical cases are publicly disclosed under PDPA, with no hidden fees, commissions, or admin charges.
Website
Tawafuq Consultancy
Tawafuq Consultancy provides a complete range of services under one roof through its Islamic Banking & Finance specialists who are handpicked to provide the most extensive and effective services to the clients.
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