Your Trusted Service Provider
We are the country’s pioneering medical fee-sharing platform. Gathercare helps cover hospitalisation costs for community members, allowing the crowd to share medical expenses, capped at a maximum of MYR 50* per month per Carer (applicable to the 6–40 age group only).
While crowd sharing isn’t a new concept and has been practiced for generations, we have transformed it into a unique platform that enables broader participation and reduces medical costs.
Gathercare is neither insurance nor takaful. It is a non-insurance solution designed to expand access to healthcare by providing a platform where people can come together as a community to share medical bills through the Gathercare program.
Ms. Tam, an educator and mother of six, joined Gathercare in 2021 with a “just-try” mindset. She never expected it would become her most reliable medical protection.
"At first, I couldn't believe that just RM50 a month could cover huge medical bills—until Gathercare helped me twice." - Ms. Tam
When Ms. Tam was hospitalized for appendicitis, she applied for Gathercare's Crowd Share.
The admission was smooth—just by presenting her IC, she received a Guarantee Letter with no upfront payment required.
After an accident caused spinal damage and nerve compression, Ms. Tam needed urgent surgery costing RM90,000.
Once again, Gathercare covered the full amount, allowing her to focus only on recovery.
In 3 years, Ms. Tam contributed only RM869 in daily sharing, yet received RM110,000 in medical support. That's the power of Gathercare Crowd Share!
These eye-opening statistics shed light on why Gathercare community is important to everyone.
per Carer per Month (6 Y - 40 Y.O)
* The age entry requirement for Year 2023 is 14 Days to 45 Years Old (Malaysians only)
Join the Gathercare family for our annual Community Day, designed to deepen connections, empower health, and spark meaningful conversation.
Gain valuable health insights through expert talks and practical guidance designed to support long-term well-being.
Participate in meaningful activities that strengthen connections, encourage collaboration, and celebrate the spirit of togetherness.
We understand that every consumer has the right to demand safe goods and services. Hence, we have subjected every aspect of Testimonial to great scrutiny to ensure absolute transparency and fairness. Consumer Protection is one of Majlis Tindakan Pengguna Negara (MTPN) Consumer’s programs to protect consumers from various business malpractice activities such as scams, unfair trading, e-crime, unsafe goods, and others.
(ref. reg. no.: WCPCC-MY14CP2204-042)
With less than MYR 50* per month, your medical bills are covered. No hidden charges, commissions, or administration fees will be applied! *Smokers commit 1.2 times the usual payment amount.
We cover all major hospitals in Malaysia, including private hospitals and government hospitals. Get medical assistance, no matter where you are in Malaysia.
We do not hold your money. Rest assured, your commitment is kept safe in a Trustee account managed by an established trustee services company – Ong and Manecksha, Advocates & Solicitors.
All hospital bills will be processed, audited and approved by our partner Professional Medical Auditor, IHP, for efficient medical assistance in your time of need.
As soon as you are hospitalized, Gathercare will fork out the money first to cover your medical expenses. After discharged, only then we'll reimburse the cost from crowd sharing pool kept inside the trust account.
Get the additional support of a professional second opinion from our partner Professional Medical Auditor, IHP, via hotline at 1-800-82-6104.
We crowd share your medical bills for lifetime with no age limit, as long as you met the eligibility criteria when you sign up for Gathercare Program.
By crowd sharing, we can collectively reduce the ever-increasing, if not already exorbitant medical costs, and help others gain better access to medical care.
We strive to reduce the number of sufferings or even deaths that are the direct result of high cost of sophisticated treatments. Outpatient cancer treatments are now covered under Gathercare.
You and your family members can enjoy the privileges by becoming a Carer in our community with a minimal fee.
Up to MYR 2,000,000 for in-patient medical cost sharing (with unlimited protection after 5 years).
MYR 150 for room and board for 4 persons.
Ambulance fees as charged.
MYR 150 daily cash allowance for treatment in government hospitals (with a limit of 10 days).
Coverage for accident surgical/treatment up to MYR 20,000 within the first 60 days.
MYR 300,000 per annum for cancer treatment, covering electro, chemo, radiotherapy, consultant fees, and other related fees.
MYR 5,000 bereavement payment (increases by MYR 1,000 every year).
Coverage for organ transplants.
Covers administrative costs for enrollment, record keeping, and ongoing program support. No hidden fees until age 99.
MYR 0 – MYR 80 will be auto deducted from this Sharing Deposit every 24th of the month.
For online payment gateway handling fee.
MYR344.80 (1st month payment)
MYR180.00 (2nd month payment)
Up to MYR 2,000,000 for in-patient medical cost sharing (with unlimited protection after 5 years).
MYR 150 for room and board for 4 persons.
Ambulance fees as charged.
MYR 150 daily cash allowance for treatment in government hospitals (with a limit of 10 days).
Coverage for accident surgical/treatment up to MYR 20,000 within the first 60 days.
MYR 300,000 per annum for cancer treatment, covering electro, chemo, radiotherapy, consultant fees, and other related fees.
MYR 5,000 bereavement payment (increases by MYR 1,000 every year).
Coverage for organ transplants.
Covers administrative costs for enrollment, record keeping, and ongoing program support. No hidden fees until age 99.
MYR 0 – MYR 50 will be auto deducted from this Sharing Deposit every 24th of the month.
For online payment gateway handling fee.
MYR283.00 (1st month payment)
MYR180.00 (2nd month payment)
A trusted partner, offering reliable support when you need it most. Delivering exceptional healthcare plan administration and wellness solutions.
WebsiteTransparent operations and communication. All crowd-shared medical cases are publicly disclosed under PDPA, with no hidden fees, commissions, or admin charges.
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