Home Page - GatherCare

Everyone should have access to affordable medical treatment.

Lives shall not be lost because they could not afford to pay their medical bills.

Total Shared amount (MYR)
Community Sharers
Successful Cases since 2017
*Numbers updated as of
8th August 2022, 9:00am

Gathercare began as Life Engineering (2017)

And was later rebranded to Gathercare in 2020. Since inception, it was never meant to be an insurance scheme or a medical card plan, rather a program to facilitate Crowd Sharing of community members' medical bills.

To this date, Gathercare remains the only one medical card / health insurance alternative in Malaysia.

Gathercare Program Service

Gather Care Sdn Bhd is a technology company. We provide medical service solution such as below:-

  • An affordable alternative to health insurance / takaful or medical card.
  • Grouping people with RM 1 million medical coverage through crowd sharing platform.
  • Resolves the processes of hospital admissions and discharges.
  • Professional medical doctor to review and medical bill settlement.
  • 24 Hours Medical Inquiry Support.

Gideon Leong | Founder & CEO

"The concept of crowd sharing is the new economy! Since ancient times, the spirit of helping each other is seen as a virtue regardless of races.

Today, Gathercare uses the help of technology and creative business models while abiding to laws, we curated a perfect platform for us to help each other. Each Sharer in the Gathercare Community has pledged to contribute a maximum RM50 per month in helping any soul within the community who are in need of medical treatments. "

First Medical Fees Sharing App of its kind in Malaysia

We are the country’s pioneer medical fees sharing platform.  Gathercare (previously known as Life Engineering) helps cover community member’s hospitalisation fees and Crowd Shares medical costs capped at a maximum of RM50 a month per sharer. While crowd sharing isn’t a new concept and has been practiced for ages, we’ve turned the idea into a unique platform that enables greater mass participation and medical cost reduction.

Gathercare is not an insurance or takaful, but an alternative solution to medical costs by providing a platform for people to come together to form a community and share their medical bill through program.

"Every single cent that you contribute each month goes to helping someone who are sick and in need of treatment. By joining Gathercare, you are helping someone within the community every month. When you are sick or in need of treatment, other sharers will help you with your medical cost. This crowd sharing concept will definitely be the future of medical cost repayment solution."

Gideon Leong | Founder & CEO

Benefits of Gathercare

With less than RM50* per month, your medical bills are covered. No additional charges, commission or administration fees will be charged!
* Smokers commit 1.2 times the usual payment amount.

We cover all major hospitals in Malaysia, including 118 private hospitals and 135 public or government hospitals. Get medical assistance, no matter where you are in Malaysia.

We DO NOT hold your money. Rest assured, your commitment is kept safe in a Trustee account managed by an established trustee services company – Ong and Manecksha, Advocates & Solicitors

All hospital bills will be processed, audited and approved by our partner Professional Medical Auditor, e-Mas, for efficient medical assistance in your time of need.
As soon as you are hospitalized, Gathercare will fork out the money first to cover your medical expenses, when discharged only reimburse the cost from crowd sharing pool kept at Appointed Ong and Manecksha

Get the additional support of a professional second opinion from our partner Professional Medical Auditor, e-MAS, via email (response assured within 48 hours).

We crowd share your medical bills for lifetime with no age limit, as long as you are an eligible sharer when you sign up for Gathercare Program.

By crowd sharing, we can collectively reduce the ever increasing, if not already exorbitant medical costs, and help others gain better access to medical care.

We strive to reduce the number of sufferings or even deaths that are the direct result of high cost of sophisticated treatments, which many can’t afford. We will make these available once we gather enough support.

Gideon Leong | Founder & CEO

"There is no conflict of interest between the management (Gathercare) and the Sharers on Gathercare platform regardless whether a case gets through or rejected. Gathercare does not gain any monetary advantage from every incoming case. The medical expenses are wholly funded by all sharers.

Therefore, in an instance where an admission application gets rejected, we're not trying to save money, rather for the sake of fairness and justice to all, after all things considered. We must ensure that the Sharers' funds are protected from abuse and deceitful behaviour by anyone who's trying to gain an unfair advantage from the Gathercare platform. Every terms and regulations set by Gathercare is to safeguard you and other Sharers."

Healthcare is Broken
We're on a Mission to Save It!!

Crowd sharing isn’t new. From days of old, whole communities have been joining forces to help a fellow tribesman in need or attend to a sudden health emergency, pooling together their resources for the common good. The saying “There is strength in numbers” rings loud and true, and it forms the basis for why we do what we do at Gathercare.

Gathercare is officially certified as Shariah Compliant by Afsha Shariah Advisory and within precise judgement by the authorities.
Gathercare is a totally
Transparent, Non-Investment / Gambling Related & Trustworthy platform.

You are in safe hands!

We understand that every consumer has the right to demand safe goods and services. Hence we had subjected every aspect of our services to great scrutiny to ensure absolute transparency and fairness. Consumer Protection is one of Majlis Tindakan Pengguna Negara (MTPN) Consumer’s programs to protect consumers from various business malpractice activities such as scams, unfair trading, e-crime, unsafe goods, and others.

(ref. reg. no.: WCPCC-MY14CP2204-042)

Meet Our Amazing Partners

Gathercare is a Reliable Program Thanks to Them

Eximius Medical Administration Solutions (e-Mas)

A Trusted Partner and reliable support in your time of need. We have formed strategic partnerships with e-Mas to ensure fair, fast and trusted operations. e-Mas is a recognised medical billing claims administration solutions company (Professional Medical Auditor).

Ong and Manecksha, Advocates & Solicitors

Transparent, above-board operations and communications. All crowd shared medical cases will be published and made known to the public under the Personal Data Protection Act (PDPA). No hidden costs are involved such as commission, administration and operation fees.

Afsha Shariah Advisory

Provides Shariah-compliant audit services to help clients evaluate and ensure that all activities, services and products they provide are in compliance with Shariah laws and principles, as well as standards and rules established by regulatory agencies and customers. We are transparent, non investment / gambling related and trustworthy.

The invention of Gathercare stemmed from the idea to dampen the shock of unpredictable and expensive medical treatment costs faced by the people. We have calculated that as long as we are able to maintain the maximum variable Crowd Share level at RM50 a month, it will be seen as affordable and will attract more people to the platform.

We will make sure that Gathercare is kept fair and transparent in order grow rapidly. As the community grows, we will see profit coming in which is derived from the Sharers' annual subscription fees of RM360."

Gideon Leong | Founder & CEO

Gathercare Successful Cases

Case: Elbow Sprain

This Sharer joined for 18 months and contributed total of RM 89.35. Unfortunately, he sprained his elbow and Gathercare covered his full medical cost of RM39,934.30. 

Case: Urethral Stones

This Sharer joined for 30 months and contributed total of RM 133.28. He was admitted for Urethral Stone Removal and Gathercare covered his full surgery cost of RM22,864.50. 

Case: Ovarian Cyst

This Sharer joined for 28 months and contributed total of RM 121.06. She was admitted for Ovarian Cyst Removal and Gathercare covered her full surgery cost of RM11,432.95.

For Your Reading Pleasure

25/06/2022 – 24/7/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills Total number of cases RM 185,620.90 16 Total

25/05/2022 – 24/6/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills Total number of cases RM68856.00 12 Total amount

25/04/2022 – 24/5/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills + bereavement payment Total number of cases RM42575.50

Gathercare is proving itself to be a legit and safeguarded program by erecting a wall between where we stand and the other side where crooks, dodgy dealers and scammers all reside.

Peraduan cabutan bertuah Gather Raya secara rasminya telah ditutup pada 15 Mei 2022 yang lepas.Terima kasih kepada semua yang telah mendaftar menjadi Ahli Pekongsi (Sharer) Gathercare dalam tempoh peraduan. Anda dapat nikmati perlindungan perubatan melalui konsep perkongsian yang pertama di Malaysia!

25/03/2022 – 24/4/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills throughout this period Total number of cases RM74378.95

Gather Raya Lucky Draw

Mudah sahaja, anda cuma perlu mendaftar sebagai Pekongsi Gathercare dalam tempoh promosi Gather Raya ini. Jika anda mendaftar, anda akan mendapat satu penyertaan, tetapi jika anda juga mendaftar bagi anak-anak anda, setiap pendaftaran akan menerima satu penyertaan. Ini bermakna, lebih peluang untuk anda memenangi cabutan bertuah ini!

A community driven program such Gathercare is one puts the rights of the participants at the forefront before anything else. eMas works as a functioning arm to deflect any attempt to overcharge, or overtreat a patient as a way to justify overcharging, which activities are one of the cause of medical cost inflation.

25/02/2022 – 24/3/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills throughout this period Total number of cases RM54369.05

We are 5 years old!

What started as Life Engineering 5 years ago, from 0 Sharer, Gathercare has now amassed the trust of more than 5000 people who are willing to contribute towards the community in reducing the impact of rising medical costs. In total, RM631,939.79 have been pooled and shared to repay for 129 medical cases.

25/1/2022 – 24/2/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills throughout this period Total number of cases RM20,049.30

This is a community based program where your action as a member affects all the others, and the rights of everyone on this platform have to be put on the highest pedestal to be respected and protected.

5000 Sharers

Thank you 5000 Sharers for your trust , joining this community can help others as well as yourself, so that everyone can enjoy RM1 million in high quality medical coverage! In this community, everyone can get the most complete medical protection and go through each day in peace, instead of in pieces.

As a Sharer, you're free to roam the land of this country and chances are, you'll still be able find one panel hospital in your vicinity. Gathercare is supported by more than 250 panel hospitals all across Malaysia.

Being a new player, Gathercare might appear to be coming against the established old-timers (read insurance companies). Just like Grab a few years ago, we’re at the initial stage where pushbacks are expected from the industry and the public alike.

25/12/2021 – 24/1/2022 Cumulative Bills Brought Forward Not Yet Shared RM0.00 Total medical bills throughout this period Total number of cases RM42,570.15

Gathercare as a private entity does NOT gain any monetary advantage by withholding or rejecting claims. Your unclaimed "premium" does not turn into our profits hence we don't inspect every microscopic holes in your case to use as a basis to reject your claims.

Gathercare is NOT an insurance, we are an independent Crowd Sharing platform. Thus, we play by different rules compared to insurance companies even when we both bent on helping the public to reduce the suffering of paying an arm and a leg for necessary medical treatments.