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Total Shared Amount

Amount in MYR

Community Carers

Successful Cases

Years of Helping

Benefits of Gathercare

Reasons why we're widely favored

Affordable Alternate Healthcare Solution

With less than RM50* per month, your medical bills are covered. NO hidden charges, commissions, or administration fees will be applied! *Smokers commit 1.2 times the usual payment amount.

More Than 250+ Panel Hospitals

We cover all major hospitals in Malaysia, including 118 private hospitals and 135 public or government hospitals. Get medical assistance, no matter where you are in Malaysia.

Your Commitment Is Safe for Sure

We DO NOT hold your money. Rest assured, your commitment is kept safe in a Trustee account managed by an established trustee services company – Ong and Manecksha, Advocates & Solicitors

Professional Verification of Your Medical Bills

All hospital bills will be processed, audited and approved by our partner Professional Medical Auditor, e-Mas, for efficient medical assistance in your time of need.

Worry Free Cashless Admission

As soon as you are hospitalized, Gathercare will fork out the money first to cover your medical expenses. After discharged, only then we'll reimburse the cost from crowd sharing pool kept inside the trust account.

Get a Professional Second Opinion

Get the additional support of a professional second opinion from our partner Professional Medical Auditor, e-MAS, via email (response assured within 48 hours).

This is a Lifetime solution with no Age Limit

We crowd share your medical bills for lifetime with no age limit, as long as you met the eligibility criteria when you sign up for Gathercare Program.

Share To Help Reduce Medical Costs

By crowd sharing, we can collectively reduce the ever increasing, if not already exorbitant medical costs, and help others gain better access to medical care.

Share Crowd Sharing Chemo & Radiotherapy

We strive to reduce the number of sufferings or even deaths that are the direct result of high cost of sophisticated treatments. Outpatient cancer treatments are now covered under Gathercare.

First Medical Cost Sharing Platform of its kind in Malaysia

We are the country’s pioneer medical fees sharing platform. Gathercare helps cover community member’s hospitalisation fees and Crowd Shares medical costs capped at a maximum of RM50* per month per Carer. (referring to age group 6 - 40 years old only)
While crowd sharing isn’t a new concept and has been practiced for ages, we’ve turned the idea into a unique platform that enables greater mass participation and medical cost reduction.
Gathercare is not an insurance nor takaful, but is a Non-Insurance solution to open up access to healthcare by providing a platform for people to come together in a community and share their medical bills through Gathercare program.

How it Works?

90%Customers claim that they would come back & recommend us to others.

Cost Sharing History

These eye-opening statistics shed light on why Gathercare Community is important to everyone

MYR 4.47

Average Crowd Shared Amount
per Carer per Month

1

Top Up
Every 12 Months

Monthly Crowd Share Amount/ MYR

Note: The age entry requirement for Year 2018 is in between 6 Years to 40 Years Old and strictly for Malaysians only.

MYR 4.43

Average Crowd Shared Amount
per Carer per Month

1

Top Up
Every 12 Months

Monthly Crowd Share Amount/ MYR

Note: The age entry requirement for Year 2019 is in between 6 Years to 40 Years Old and strictly for Malaysians only.

MYR 5.23

Average Crowd Shared Amount
per Carer per Month

1

Top Up
Every 12 Months

Monthly Crowd Share Amount/ MYR

Note: The age entry requirement for Year 2020 is in between 6 Years to 40 Years Old and strictly for Malaysians only.

MYR 9.80

Average Crowd Shared Amount
per Carer per Month (6 Y - 40 Y.O.)

2

Top Up
Every 12 Months (6 Y - 40 Y.O.)

Monthly Crowd Share Amount/ MYR

Note: The age entry requirement for Year 2021 is in between 14 Days to 45 Years Old and strictly for Malaysians only.

MYR 18.30

Average Crowd Shared Amount
per Carer per Month (6 Y - 40 Y.O)

4

Top Ups
Every 12 Months (6 Y - 40 Y.O)

Monthly Crowd Share Amount/ MYR

Note: The age entry requirement for Year 2022 is in between 14 Days to 45 Years Old and strictly for Malaysians only.

MYR 42.49

Average Crowd Shared Amount
per Carer per Month (6 Y - 40 Y.O)

2

Top Ups
Every 12 Months (6 Y - 40 Y.O)

Monthly Crowd Share Amount/ MYR

Note: The age entry requirement for Year 2023 is in between 14 Days to 45 Years Old and strictly for Malaysians only.

4 Simple steps to register as a Gathercare Carer

01
Login to Gathercare Portal
Fill in the form and Gathercare team will evaluate your overall health Conditions.
02
Conduct a Screening Process
We will screen through you application according to all eligibility criteria to become a Carer.
03
Choose Your Payment Method
Once you have passed through our screening, you may proceed to make payment on our portal.
04
We are proud to have you onboard
Congratulation! You are now a Gathercare Carer and you may leave your worries to us.

Let's Take That Leap

Join Gathercare Community Medical Cost-sharing Program Now!

Check Our Program Pricing

You and your family members can enjoy the privileges by becoming a Carer in our community with a minimal fee.

15 Days - 5 Years Old

Lifetime Annual Fee

MYR 360

Yearly Administration Fee
The annual fee is only MYR 360 and is a lifetime coverage without any increase until the age of 99
Program Benefits
Up to MYR 2,000,000 for in-patient medical cost sharing (with unlimited protection after 5 years).

MYR 150 for room and board for 4 persons.

Ambulance fees as charged.

MYR 150 daily cash allowance for treatment in government hospitals (with a limit of 10 days).

Coverage for accident surgical/treatment up to MYR 20,000 within the first 60 days.

MYR 300,000 per annum for cancer treatment, covering electro, chemo, radiotherapy, consultant fees, and other related fees.

MYR 5,000 bereavement payment (increases by MYR 1,000 every year).

Coverage for organ transplants.
Sharing Deposit

MYR 160

Sharing Deposit
MYR 0 – MYR 80 will be auto deducted from this Sharing Deposit every 24th of the month.
Total Fee

MYR 524.80

MYR 4.80 Transactional Fee
For online payment gateway handling fee
2 Interest-free Installments
MYR344.80 (1st month payment)
MYR180.00 (2nd month payment)

6 Years - 40 Years Old

Lifetime Annual Fee

MYR 360

Yearly Administration Fee
The annual fee is only MYR 360 and is a lifetime coverage without any increase until the age of 99
Program Benefits
Up to MYR 2,000,000 for in-patient medical cost sharing (with unlimited protection after 5 years).

MYR 150 for room and board for 4 persons.

Ambulance fees as charged.

MYR 150 daily cash allowance for treatment in government hospitals (with a limit of 10 days).

Coverage for accident surgical/treatment up to MYR 20,000 within the first 60 days.

MYR 300,000 per annum for cancer treatment, covering electro, chemo, radiotherapy, consultant fees, and other related fees.

MYR 5,000 bereavement payment (increases by MYR 1,000 every year).

Coverage for organ transplants.
Sharing Deposit

MYR 100

Sharing Deposit
MYR 0 – MYR 50 will be auto deducted from this Sharing Deposit every 24th of the month.
Total Fee

MYR 463.00

MYR 3.00 Transactional Fee
For online payment gateway handling fee
2 Interest-free Installments
MYR283.00 (1st month payment)
MY180.00 (2nd month payment)

Let's Hear What Our Happy Customers Say

Gathercare is proud that our program has successfully helped our community

Our Partners

Thanks to our partners who have made this into fair and transparent program
emas-logo-2

Eximius Medical Administration Solutions (e-Mas)

A trusted partner and a reliable support in your time of need. We have formed strategic partnerships with e-Mas to ensure fair, fast and trusted operations. e-Mas is a recognized medical billing claims administration solutions company (Professional Medical Auditor).
Website
O&M logo-LIGHT GOLD

Ong and Manecksha, Advocates & Solicitors

Transparent, above-board operations and communications. All crowd shared medical cases will be published and made known to the public under the Personal Data Protection Act (PDPA). In every Crowd-sharing, no hidden costs are involved such as commissions or administration and operation fees.
Website
tawafuq

Tawafuq Consultancy

Tawafuq Consultancy provides a complete range of services under one roof through its Islamic Banking & Finance specialists who are handpicked to provide the most extensive and effective services to the clients
Website

As Featured On

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Gathercare - Best medical protection - Health takaful - BNM-10
Gathercare - Best medical protection - Health takaful - BNM-14
Gathercare Perlindungan Perubatan Kesihatan MTPN

You are in safe hands!

We understand that every consumer has the right to demand safe goods and services. Hence we had subjected every aspect of our services to great scrutiny to ensure absolute transparency and fairness. Consumer Protection is one of Majlis Tindakan Pengguna Negara (MTPN) Consumer’s programs to protect consumers from various business malpractice activities such as scams, unfair trading, e-crime, unsafe goods, and others.

(ref. reg. no.: WCPCC-MY14CP2204-042)

Gathercare First Community Day

Event
English